Asset allocation is the primary driver of portfolio performance. While diversification reduces idiosyncratic risk, only optimized allocation maximizes risk-adjusted returns. A 3-asset model (typically comprising equities, bonds, and cash or alternatives) offers sufficient complexity for tactical allocation while maintaining analytical clarity. Model Structure: Inputs, Constraints, Objective A robust optimization model in Excel requires clearly defined
Категория архива: Financial Models
Построение, анализ и оптимизация финансовых моделей для бизнеса и инвестиций.
A pizzeria operates in a high-frequency, mid-ticket dining segment where profitability is driven by ingredient cost control, delivery throughput, and daypart balancing across dine-in, takeaway, and third-party platforms. With a structurally low food cost and high prep predictability, the model offers attractive margins when built around volume, labor efficiency, and repeat customer yield. Asset Configuration
A bar operates in a premium gross-margin, discretionary spending category where profitability depends on seat utilization, alcoholic beverage mix, and operational throughput. With relatively stable ingredient costs and favorable pricing power, bars generate strong margins when operators manage labor schedules, product waste, and peak-hour monetization with discipline. The model thrives on location, ambiance, and velocity—not
A diner operates in a volume-based, thin-margin segment where profitability depends on table turnover, menu engineering, and tight labor-to-revenue ratios. While CapEx is moderate, the financial model relies on efficient kitchen throughput, disciplined ingredient cost control, and layered daypart monetization (breakfast, lunch, late night). Successful operators focus on predictable traffic patterns, low waste, and staff
CapEx is moderate, with investment required for ring installation, padded flooring, punching equipment, and functional training infrastructure. A typical facility spans 2,000 to 5,000 sq. ft., including training, cardio, and locker areas. Asset Category Cost Range (USD) Notes Boxing Ring, Heavy Bags, Mitts, Equipment 30,000 to 55,000 Professional ring, wall mounts, gloves, pads, speed bags
An MMA gym operates in a high-intensity, skill-development service sector where profitability depends on schedule density, instructor leverage, and membership yield per square foot. While fixed costs are significant, strong brand positioning, disciplined class structure, and high student retention drive substantial recurring revenue. The business model requires strategic monetization across memberships, private training, merchandise, and
Capital expenditure as a percentage of revenue is a core structural metric. It defines how much reinvestment is required to sustain or grow operations, shaping liquidity, scalability, and long-term return on capital. High CapEx businesses face slower cash cycle turns and greater fixed-cost burdens. Low CapEx businesses scale faster and operate with greater capital agility.
A dance academy operates in a recurring revenue service model where profitability hinges on studio utilization, instructor productivity, and retention of high-LTV students. While CapEx is moderate, margins depend on class scheduling discipline, package pricing strategy, and extracurricular monetization such as performances and workshops. Asset Configuration CapEx is relatively contained, focused on building out mirrored
A liquor store operates in a regulated, high-volume consumer segment where profitability depends on category margin optimization, inventory velocity, and operational efficiency. While gross margins vary by product line, strong cash flow and repeat traffic make this model attractive. Success is driven by assortment discipline, vendor leverage, and tight cost control, especially in licensing-heavy jurisdictions.
A toy store operates in a high-velocity, low-repeat retail segment where profitability depends on inventory rotation, category-level margin control, and seasonal execution discipline. While average transaction sizes are modest, gross margins are strong, and customer intent is high during peak periods. Success depends on tight SKU management, brand assortment strategy, and holiday season monetization. Asset